Central Sector Interest Subsidy (CSIS)

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There are several central subsidies in India, including:

  • Central Sector Interest Subsidy (CSIS)
  • A scheme that provides interest subsidies for education loans taken by students from economically weaker sections (EWS). The scheme is available for students pursuing technical or professional courses in India. The subsidy is available for a maximum of ₹10 lakhs, and no collateral security or third-party guarantee is required for loans up to ₹7.5 lakhs. 
  • Food Subsidy
  • A scheme that provides food grains at subsidized rates to beneficiaries under the National Food Security Act (NFSA) 2013 and other welfare schemes. 
  • Credit Linked Subsidy Scheme (CLSS)
  • A scheme that provides an interest subsidy of 6.5% for housing loans taken by beneficiaries from the Economically Weaker section (EWS) and Low Income Group (LIG). The subsidy is available for loans up to ₹6 lakhs. 
  • Agricultural Subsidies
  • Subsidies that form a substantial part of aggregate farm income. 

The National Government Services Portal also provides information on benefits, grants, and subsidies.

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